Personal Accident (PA)

The Pacific Cross Personal Accident (PA) Insurance offers worldwide coverage and convenient packaged plans for Individuals and Groups of students or employees of small to medium-sized enterprises. Our PA plans can help you achieve peace of mind so that you don't lose sleep worrying about the financial consequences of accidents. You can rest easy knowing that we've got you covered.
Done
Accidental Death Benefit
Done
Accidental or Permanent Dismemberment Benefit
Done
Total and Permanent Dismemberment Benefit
Done
Accidental Medical Reimbursement Benefit
Done
Accidental Burns Cash Benefit
Done
Broken/Fractured Bone Cash Benefit and much more
Header imageHeader image

Benefits

Up to 5M

Accidental Death Benefit (PHP)

Up to 250K

Accidental Burns Benefit (PHP)

Up to 250K

Accidental Medical Reimbursement Benefit (PHP)

Preview of Benefit Limits (Individual PA)
Note: See brochure for Student PA and Corporate PA Plan Options

Plan 1
Plan 2
Plan 3
Plan 4
Plan 5
Accidental Death Benefit (ADB)*
PHP300,000
PHP500,000
PHP1,500,000
PHP3,000,000
PHP5,000,000
Accidental Dismemberment with Permanent and Total Disability Benefit
% of ADB Sum Insured depending on the Injury
% of ADB Sum Insured depending on the Injury
% of ADB Sum Insured depending on the Injury
% of ADB Sum Insured depending on the Injury
% of ADB Sum Insured depending on the Injury
Accidental Burns Benefit
15,000
25,000
75,000
150,000
250,000
Accidental Medical Reimbursement Benefit
30,000
50,000
150,000
250,000
250,000
Broken/Fractured Bone Cash
7,500
12,500
37,500
75,000
125,000
Burial Expenses Reimbursement Benefit
30,000
50,000
150,000
250,000
250,000
Comatose Cash Benefit due to Accident
15,000
25,000
75,000
150,000
250,000
Common Carrier Accident Benefit
7,500
12,500
37,500
75,000
125,000
Daily Hospital Income Benefit due to Accident (per day)
1,000
1,000
1,000
2,000
2,000
Personal Liability Benefit
30,000
50,000
150,000
250,000
250,000
Emergency Assistance due to Accident
Emergency Medical Evacuation, Medical Repatriation, Return of Mortal Remains, Compassionate Benefit, and Care for Minor Child(ren)
Emergency Medical Evacuation, Medical Repatriation, Return of Mortal Remains, Compassionate Benefit, and Care for Minor Child(ren)
Emergency Medical Evacuation, Medical Repatriation, Return of Mortal Remains, Compassionate Benefit, and Care for Minor Child(ren)
Emergency Medical Evacuation, Medical Repatriation, Return of Mortal Remains, Compassionate Benefit, and Care for Minor Child(ren)
Emergency Medical Evacuation, Medical Repatriation, Return of Mortal Remains, Compassionate Benefit, and Care for Minor Child(ren)
Show Preview of Premiums

Downloads

‍
Personal Accident Brochure
Download
Right arrow
Personal Accident Insurance Application Form
Download
Right arrow
Employer Application Form (Word)
Download
Right arrow
Personal Accident Insurance Group Enrollment Form (Word)
Download
Right arrow

Compare our plans and find yours

Health
Travel
No items found.
Inpatient Benefits
Maximum Limit Per Policy Year
US$ 250,000
(US$ 1,000,000 option)
US$ 1,000,000
(US$ 2,000,000 option)
US$ 250,000
(US$ 500,000 option)
US$ 2,000,000
(US$ 3,000,000 option)
Room & Board
Semi-Private up to US$ 350 per day (Option for US$ 1,000 per day)
Semi-Private in E.U. Countries (except Germany), U.K., H.K., N.America, Singapore, Switzerland or Private in other countries
Private in ASEAN countries (except Singapore), Semi-private elsewhere
Fully Private
Parent Accommodation
ICU, CCU, Operating Room
35% of eligible Suregeon's fee
Surgeon's fee
US$ 30,000
(US$ 50,000 option)
US$ 30,000
Anaesthetist's Fee
35% of eligible Surgeon’s Fee
35% of eligible Surgeon’s Fee
Emergency Benefits
Miscellaneous Inpatient Charges
Organ Transplant
US$ 150,000
US$ 37,500
US$ 300,000
HIV/AIDS Coverage
US$ 100,000
US$ 25,000
US$ 100,000
Hospital Cash Benefit
US$ 100 per night
US$ 100 per night
US$ 100 per night
US$ 150 per night
Home Nursing
Rehabilitation
Oncology
Hospice Care
US$ 50,000
US$ 50,000
US$ 25,000
US$ 50,000
Outpatient Benefits
Psychiatric and Mental Disorders
US$ 125,000
US$ 250,000
US$ 125,000
US$ 250,000
Medical Check-up and Vaccinations
NA
NA
New Born Child Coverage
Emergency Room Treatment
Emergency Local Ambulance Service
Emergency Assistance Services
Dental Benefit
US$ 2,000
US$ 2,000
US$ 2,000
US$ 2,000
Vision Benefit
NA
US$500
NA
US$ 500
Personal Accident Benefit
US$ 100,000
(US$ 500,000 option)
US$100,000
(US$ 500,000 option)
US$100,000
(US$ 500,000 option)
US$ 100,000 for an adult / US$ 10,000 for a child
Travel Benefit
Covered
Covered
Covered
Covered
Additional benefits
Emergency Medical Expenses
US$ 35,000
US$ 35,000
US$ 35,000
US$ 35,000
Baggage & Travel Documents
US$ 750
US$ 750
US$ 750
US$ 750
Baggage Delay
US$ 125
US$ 125
US$ 125
US$ 125
Personal Money
US$ 500
US$ 500
US$ 500
US$ 500
Hospital Cash Income
US$ 600
US$ 600
US$ 600
US$ 600
Travel Delay
US$ 650
US$ 650
US$ 650
US$ 600
Curtailment of Trip & Cancellation Charges
US$ 2,500
US$ 2,500
US$ 2,500
US$ 2,500
Optional Rental Car Protection
US$ 10,000
US$ 10,000
US$ 10,000
US$ 600
Discount options
Treatment Area Limit (TAL)
25% Discount
25% Discount
25% Discount
20% Discount
Outpatient Exclusion
35%
25% Discount
25% Discount
NA
20% Co-Payment
25% Discount
25% Discount
25% Discount
20% Discount
5+ persons
10% Discount
10% Discount
10% Discount
10% Discount
21+ Discount
20% Discount
20% Discount
20% Discount
20% Discount
No items found.
Personal Accident
up to $100,000
$35,000
$65,000
$100,000
Medical Expense & Emergency Assistance
Medical Expense
$75,00
$50,000
$75,000
$100,000
Follow-up Care
up to $6,500
$6,500
$6,500
$6,500
Emergency Evacuation
Repatriation
Hospital Expense Gurantee
Additional Cost of Travel & Accommodation
$3,500
$2,000
$3,500
$5,000
Family Member Visit
$3,500
$2,000
$3,500
$5,000
Return of Children
$3,500
$2,000
$3,500
$5,000
Burial and Funeral
$2,000
$1,000
$2,000
$3,000
Referral Services
Hostpital Cash Allowance
Per Day with Covered Disability*
up to $750
$500
$750
$1,000
Baggage, Personal Effects, Travel Documents, Personal Money
Loss or Damage*
$1,000
$2,000
$3,500
$5,000
Additional Cover
$500
Baggage Delay
$125
$65
$125
$250
Cost of obtaining replacement travel document*
$1,000
$500
$800
$1,500
Loss of Cash*
$325
$130
$260
$400
Travel Delay & Cancellation charges
Additional Travel Cost
$500
$300
$500
$800
Cash Allowance
$125
$75
$125
$175
Reimbursement
$4,500
$3,500
$4,500
$6,500
Personal Liability
Accidental Injury*
$65,000
$35,000
$65,000
$100,000
Rental Car Protection Benefit
$10,000 option
$25,000 option
$25,000 option
$25,000 option
Incidental Home Country Cover
up to $100,000
$35,000
$65,000
$100,000
Rental Car Protection Benefit (optional, Deductible: US$500)

Get your Pacific Cross
Plan Now. 

Get a QuoteBuy Travel Plan