Pacific Cross provides a specialized health insurance plan for small groups, offering In-Patient, Critical Care, Surgical, and Emergency benefits with 24/7 worldwide support.
Provide comprehensive medical coverage, including in-patient, critical, surgical, and emergency care for your employees
Ensure round-the-clock emergency coverage and assistance for your employees
A cost-effective health insurance solution tailored for small businesses
• Swift reimbursement of medical expenses based on your coverage.
• Comprehensive medical benefits at affordable premiums
• 24-hour worldwide customer assistance and emergency hotline
Protect Your Team
Give your employees the security they deserve with Pacific Cross’s reliable group insurance plan. Designed for small teams, this plan covers essential medical benefits, including in-patient care, surgical procedures, and critical care. With emergency benefits and 24-hour worldwide assistance, your workforce is protected no matter where they are. Investing in their well-being means investing in the future success of your business.
Medical Plan Benefits
• Basic Hospital Benefits
• Critical Care Benefit
• Surgical Benefits
• Emergency Benefits
Comprehensive Employee Care
Benefits are in addition to any benefits recoverable from PhilHealth or any other insurances or indemnities.
Swipe to navigate in tables
Preview of Benefit Limits
Plan A
Plan B
Plan C
Maximum Coverage per disability per year
PHP70,000
PHP140,000
PHP210,000
Room and Board
400
800
1,200
Physician’s Visit
300
600
900
Specialist’s Fees
400
800
1,200
Miscellaneous Hospital Expenses
3,000
6,000
9,000
Intensive Care Unit, Coronary Care Unit and Telemetry
How can I get a Pacific Cross Medical Insurance Plan?
Fill out the Contact Form on our website (Click Contact us above), or e-mail us at info@pacificcross.com.ph. Our Account Executives will be more than happy to answer your questions or give you a free presentation online or in person, whichever you prefer.
How do I pay for my Pacific Cross Medical Plan’s Premium/Membership Fee?
Pacific Cross offers you several convenient ways to pay your premium: You can pay in cash or credit, via our website (Click Buy/Pay Medical), online banking or over-the-counter payments, either annually or semi-annually.
How can I get a Pacific Cross Travel Insurance Plan?
You can get a quote, and eventually buy our Travelsafe Insurance online through our website (Click Buy Travel Plans). Premiums will vary depending on certain factors such as your itinerary and the specific plan selected among others.
Do your Medical and Travel Plans provide coverage for COVID-19?
Pacific Cross Medical Plans provide reimbursement for COVID-19 vaccine acquisition and administration availed of overseas or within the Philippines, while Pacific Cross Travel Plans provide coverage for COVID-19 In-Patient Care.
Important Note: This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Do I need to undergo a physical examination before I can get a Pacific Cross Insurance Plan?
No. Applicants normally do not need to undergo a physical exam. All you have to do is answer the application form and medical questionnaire as truthfully as possible. Failure to answer the questions in the declaration in full, concealment, or misrepresentation of any significant condition will affect your Policy/Agreement and the payment of your claims.
Important Note: This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What is a Pre-Existing Condition?
A Pre-Existing Condition is any disability which existed before the commencement of cover as it presented signs or symptomswhich you were aware or should reasonably have been aware of. Pre-Existing Conditions are also those that are knownto you because you have felt its signs and symptoms regardless if this prompted you to seek for treatment, medication,advice, or diagnosis. When you answer our Medical Questionnaire, please ensure that you tell us about all your medicalconditions and symptoms happening at any time in the past and/or present, known and/or suspected, whether or nottreatment or professional advice was sought. Based on your provided details and submitted medical reports, declaredpre-existing conditions may be covered immediately subject to the Company’s underwriting guidelines.
Important Note: This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What are Exclusions?
Exclusions are certain conditions that are permanently excluded from being covered. For full details, please refer to your Policy/Agreement.
Important Note: This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Can I avail of 24/7 Telemedicine Consults?
Yes. Pacific Cross, together withour Telehealth Provider, allow you to have access to licensed doctors through your mobile phone, no appointment needed. This partnership provides you with immediate and easier healthcare access, especially amidst today's difficult times when obtaining quality medical care can be a challenge. As needed, our telehealth partner may provide important medical documents (e.g., e-prescriptions, e-laboratory requests, e-medical certificates).You can also get in touch with our telehealth partner for mental health first-aid support.
Important Note: This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
