Select COVID-19 Care

Select Prepaid Medical Plan that covers In-Patient treatment costs for COVID-19 or serious adverse effects of the COVID-19 vaccine.
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Covers In-Patient medical treatment costs for COVID-19 or serious adverse COVID-19 vaccine effects
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Includes coverage for severe vaccine reactions like anaphylaxis and Guillain-Barré Syndrome, blood clots leading to Stroke and Permanent Disability
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Benefit Highlights

  • Defrays the In-Patient medical treatment cost for COVID-19 or Serious Adverse Effect of COVID-19* vaccination happening during the Period of Insurance. Once claim is approved, the limit is considered fully exhausted, and Policy is automatically terminated.  
  • Effective Date is on the 15th day after successful registration.
  • Onset of symptoms, laboratory/diagnostic tests, diagnosis, consultation, treatment, confinement period and first or succeeding doses of COVID-19 vaccination should occur within the Period of Insurance.
  • Only 1 Plan Option per Period of Insurance is allowed.

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COVID-19 & Vaccine Care

This plan offers In-Patient coverage for COVID-19 treatment and serious adverse effects from the COVID-19 vaccine. Once diagnosed, the policy covers hospitalization and treatment costs related to COVID-19 during the period of insurance. The coverage applies to both the initial COVID-19 infection and any serious vaccine reactions recognized by health authorities. After a claim is processed, the policy’s coverage limit is fully exhausted, and the plan automatically terminates. You are fully protected while undergoing treatment in a hospital for any COVID-19 related issue.

Serious Vaccine Reaction

This plan provides coverage for severe reactions to the COVID-19 vaccine, such as anaphylaxis or Guillain-Barré Syndrome, as identified by health authorities. If you experience any severe side effects from the vaccine, the plan defrays the in-patient treatment costs for those complications. It’s designed to offer financial support in case of rare but serious reactions after vaccination. The coverage extends to both the diagnosis and treatment of these conditions within the period of insurance. This gives you an added layer of security in addition to your vaccine protection. By covering these adverse effects, it helps minimize the financial burden of such unexpected medical events.

Policy Termination & Renewal

Once a claim for COVID-19 or vaccine-related treatment is approved, the policy will terminate, and the coverage limit is considered fully exhausted. However, if you need further coverage, a new period of insurance may be applied after a 60-day interval. The termination of the policy ensures that the coverage is used within the specified limits, providing clear terms for claim processes. This plan offers a straightforward, transparent approach to insurance. For any new period of insurance, you can reapply after the stipulated break. The clear structure of this policy helps maintain both flexibility and clarity in managing your healthcare needs.

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Preview of Benefit Limits and Premiums

Plan 30
Plan 100
Plan 500
Maximum Benefit Limit (Up to)
PHP30,000
PHP100,000
PHP500,000
Age Range
15 days old to 65 years old
15 days old to 65 years old
0 to 65
Premium
PHP579
PHP1,199
PHP1,550 to PHP11,850
(Premiums vary depedending on Age Group. See brochure for more details.)

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Frequently Asked Questions
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How can I get a Pacific Cross Medical Insurance Plan?
Fill out the Contact Form on our website (Click Contact us above), or e-mail us at info@pacificcross.com.ph. Our Account Executives will be more than happy to answer your questions or give you a free presentation online or in person, whichever you prefer.
How do I pay for my Pacific Cross Medical Plan’s Premium/Membership Fee?
Pacific Cross offers you several convenient ways to pay your premium: You can pay in cash or credit, via our website (Click Buy/Pay Medical), online banking or over-the-counter payments, either annually or semi-annually.
How can I get a Pacific Cross Travel Insurance Plan?
You can get a quote, and eventually buy our Travelsafe Insurance online through our website (Click Buy Travel Plans). Premiums will vary depending on certain factors such as your itinerary and the specific plan selected among others.
Do your Medical and Travel Plans provide coverage for COVID-19?
Pacific Cross Medical Plans provide reimbursement for COVID-19 vaccine acquisition and administration availed of overseas or within the Philippines, while Pacific Cross Travel Plans provide coverage for COVID-19 In-Patient Care. 

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Do I need to undergo a physical examination before I can get a Pacific Cross Insurance Plan?
No. Applicants normally do not need to undergo a physical exam. All you have to do is answer the application form and medical questionnaire as truthfully as possible. Failure to answer the questions in the declaration in full, concealment, or misrepresentation of any significant condition will affect your Policy/Agreement and the payment of your claims.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What is a Pre-Existing Condition?
A Pre-Existing Condition is any disability which existed before the commencement of cover as it presented signs or symptomswhich you were aware or should reasonably have been aware of. Pre-Existing Conditions are also those that are knownto you because you have felt its signs and symptoms regardless if this prompted you to seek for treatment, medication,advice, or diagnosis. When you answer our Medical Questionnaire, please ensure that you tell us about all your medicalconditions and symptoms happening at any time in the past and/or present, known and/or suspected, whether or nottreatment or professional advice was sought. Based on your provided details and submitted medical reports, declaredpre-existing conditions may be covered immediately subject to the Company’s underwriting guidelines.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What are Exclusions?
Exclusions are certain conditions that are permanently excluded from being covered. For full details, please refer to your Policy/Agreement.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Can I avail of 24/7 Telemedicine Consults?
Yes. Pacific Cross, together withour Telehealth Provider, allow you to have access to licensed doctors through your mobile phone, no appointment needed. This partnership provides you with immediate and easier healthcare access, especially amidst today's difficult times when obtaining quality medical care can be a challenge. As needed, our telehealth partner may provide important medical documents (e.g., e-prescriptions, e-laboratory requests, e-medical certificates).You can also get in touch with our telehealth partner for mental health first-aid support.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.

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