Domestic

Affordable travel insurance for medical emergencies and trip inconveniences across the Philippines.
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Protection for medical emergencies and travel inconveniences
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Coverage for travel inconveniences such as flight delay, baggage delay, and emergency assistance among others
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Medical Treatment Benefit of up to PHP2.5 million
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Benefit Highlights

  • Online travel insurance anytime, anywhere
  • High-value protection at affordable rates
  • Medical treatment benefits (with cashless option)
  • Coverage for travel inconveniences
  • Individual, Family and Group coverage
  • Single and Multi-Trip options
  • 24/7 worldwide emergency assistance
  • Also offered: Plans for Worldwide and Schengen travel

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Worry-Free Domestic Travel

Explore the beauty of the Philippines with confidence, knowing you're covered with Pacific Cross #Travelsafe Domestic Plans. Whether you're visiting pristine beaches, vibrant cities, or breathtaking mountains, our plans provide financial protection for medical emergencies and travel inconveniences. From minor mishaps to major emergencies, you can rely on our 24/7 worldwide assistance to help you every step of the way. With individual, family, and group options, there's a plan to suit every traveler’s needs. Our enhanced web portal makes it easy to secure travel insurance in just a few clicks. Travel with peace of mind, knowing Pacific Cross is #HereForYou.

Comprehensive Coverage

Pacific Cross #Travelsafe Domestic Plans offer high-value travel protection at affordable rates for worry-free adventures. Enjoy coverage for medical emergencies, including hospitalization and treatment, with cashless options available for convenience. Travel disruptions like trip cancellations, delays, and lost baggage are also covered, helping you avoid unnecessary stress. Whether you're traveling solo, with family, or in a group, flexible coverage options ensure you’re protected every step of the way. Single and multi-trip plans provide convenience for both occasional and frequent travelers. Wherever your journey takes you, you can count on Pacific Cross for reliable support.

Easy, Hassle-Free Protection

Getting travel insurance has never been easier with Pacific Cross’s user-friendly web portal. Secure your #Travelsafe plan in just a few clicks, ensuring you're covered anytime, anywhere. Our plans are designed for flexibility, with options for both domestic and international travel, including Schengen-approved coverage. With 24/7 worldwide emergency assistance, help is always just a call away when you need it most. Whether it's a minor inconvenience or a medical emergency, we provide quick, seamless support. Enjoy your travels with confidence, knowing you're protected by a trusted name in travel insurance.

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Preview of Benefit Limits

GOLD
GOLD
SILVER
SILVER
BRONZE
Travel Frequency
Multi-Trip
Single Trip
Multi-Trip
Single Trip
Single Trip
Traveler
Individual
Individual/Family
Individual
Individual/Family
Individual/Family
Travel Plan Benefits
Medical Treatment
PHP2,500,000
PHP2,500,000
PHP1,500,000
PHP1,500,000
PHP500,000
In-Patient and Out-Patient care
Up to Maximum Benefit Limit (MBL)
Up to MBL
Up to MBL
Up to MBL
Up to MBL
COVID-19 In-Patient care
Up to MBL
Up to MBL
Up to MBL
Up to MBL
Up to MBL
Emergency Dental
100,000
100,000
100,000
100,000
100,000
30 days Automatic Extension
Up to MBL
Up to MBL
Up to MBL
Up to MBL
Up to MBL
Emergency Room and In-Patient Treatment for Pre-existing Conditions
5,000
5,000
5,000
5,000
2,000
Recreational Activities and Sports
Up to MBL
Up to MBL
Up to MBL
Up to MBL
Up to MBL
Recreational Extreme Sports
15,000
15,000
15,000
15,000
10,000
Implants Coverage necessitated by a covered Accident
40,000
40,000
40,000
40,000
30,000
Show Preview of Premiums

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Frequently Asked Questions
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How can I get a Pacific Cross Medical Insurance Plan?
Fill out the Contact Form on our website (Click Contact us above), or e-mail us at info@pacificcross.com.ph. Our Account Executives will be more than happy to answer your questions or give you a free presentation online or in person, whichever you prefer.
How do I pay for my Pacific Cross Medical Plan’s Premium/Membership Fee?
Pacific Cross offers you several convenient ways to pay your premium: You can pay in cash or credit, via our website (Click Buy/Pay Medical), online banking or over-the-counter payments, either annually or semi-annually.
How can I get a Pacific Cross Travel Insurance Plan?
You can get a quote, and eventually buy our Travelsafe Insurance online through our website (Click Buy Travel Plans). Premiums will vary depending on certain factors such as your itinerary and the specific plan selected among others.
Do your Medical and Travel Plans provide coverage for COVID-19?
Pacific Cross Medical Plans provide reimbursement for COVID-19 vaccine acquisition and administration availed of overseas or within the Philippines, while Pacific Cross Travel Plans provide coverage for COVID-19 In-Patient Care. 

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Do I need to undergo a physical examination before I can get a Pacific Cross Insurance Plan?
No. Applicants normally do not need to undergo a physical exam. All you have to do is answer the application form and medical questionnaire as truthfully as possible. Failure to answer the questions in the declaration in full, concealment, or misrepresentation of any significant condition will affect your Policy/Agreement and the payment of your claims.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What is a Pre-Existing Condition?
A Pre-Existing Condition is any disability which existed before the commencement of cover as it presented signs or symptomswhich you were aware or should reasonably have been aware of. Pre-Existing Conditions are also those that are knownto you because you have felt its signs and symptoms regardless if this prompted you to seek for treatment, medication,advice, or diagnosis. When you answer our Medical Questionnaire, please ensure that you tell us about all your medicalconditions and symptoms happening at any time in the past and/or present, known and/or suspected, whether or nottreatment or professional advice was sought. Based on your provided details and submitted medical reports, declaredpre-existing conditions may be covered immediately subject to the Company’s underwriting guidelines.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What are Exclusions?
Exclusions are certain conditions that are permanently excluded from being covered. For full details, please refer to your Policy/Agreement.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Can I avail of 24/7 Telemedicine Consults?
Yes. Pacific Cross, together withour Telehealth Provider, allow you to have access to licensed doctors through your mobile phone, no appointment needed. This partnership provides you with immediate and easier healthcare access, especially amidst today's difficult times when obtaining quality medical care can be a challenge. As needed, our telehealth partner may provide important medical documents (e.g., e-prescriptions, e-laboratory requests, e-medical certificates).You can also get in touch with our telehealth partner for mental health first-aid support.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.

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Plan Now. 

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