Select MedSecure

This Select Prepaid Medical Plan provides coverage for post-hospitalization prescribed medications.
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One-time reimbursement of actual amount of prescribed post-hospitalization medications
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Supports continuous treatment of a medical condition related to the covered Illness/Injury that required hospitalization/confinement
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Benefit Highlights

  • One-time reimbursement of actual amount of prescribed take-home medications, vitamins and  supplements for the necessary follow-up care during 90 days immediately after a single period of hospitalization/confinement. Once claim is approved, the limit is considered fully exhausted, and Policy is automatically terminated.
  • Effective Date is on the 15th day after successful registration.
  • Coverage of post-hospitalization medications is for the continuous treatment of a medical condition related to the covered Illness/Injury that required hospitalization/confinement. Hospitalization and/or Accident should occur within the Period of Insurance.

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Post-Hospitalization Medicines

This plan reimburses the cost of prescribed take-home medications, vitamins, and supplements needed for follow-up care after hospitalization. Coverage lasts for 90 days after discharge, ensuring continued treatment for a covered illness or injury. Once a claim is approved, the policy is fully utilized and automatically terminates.

Easy Reimbursement

Coverage starts on the 15th day after successful registration, allowing fast access to benefits when needed. Designed as a one-time reimbursement plan, it helps patients manage medication costs with less financial stress.

Clear Coverage

The plan covers medications strictly related to the illness or injury that required hospitalization. It does not cover medications for non-emergency conditions such as diagnostic confinement, pandemics, congenital conditions, pregnancy, mental health disorders, or injuries from hazardous activities.

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Preview of Benefit Limits and Premiums

Plan A
Plan B
Plan C
Maximum Benefit Limit (Up to)
PHP2,000
PHP2,500
PHP5,000
Premium
PHP549
PHP649
PHP950

Downloads

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Frequently Asked Questions
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How can I get a Pacific Cross Medical Insurance Plan?
Fill out the Contact Form on our website (Click Contact us above), or e-mail us at info@pacificcross.com.ph. Our Account Executives will be more than happy to answer your questions or give you a free presentation online or in person, whichever you prefer.
How do I pay for my Pacific Cross Medical Plan’s Premium/Membership Fee?
Pacific Cross offers you several convenient ways to pay your premium: You can pay in cash or credit, via our website (Click Buy/Pay Medical), online banking or over-the-counter payments, either annually or semi-annually.
How can I get a Pacific Cross Travel Insurance Plan?
You can get a quote, and eventually buy our Travelsafe Insurance online through our website (Click Buy Travel Plans). Premiums will vary depending on certain factors such as your itinerary and the specific plan selected among others.
Do your Medical and Travel Plans provide coverage for COVID-19?
Pacific Cross Medical Plans provide reimbursement for COVID-19 vaccine acquisition and administration availed of overseas or within the Philippines, while Pacific Cross Travel Plans provide coverage for COVID-19 In-Patient Care. 

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Do I need to undergo a physical examination before I can get a Pacific Cross Insurance Plan?
No. Applicants normally do not need to undergo a physical exam. All you have to do is answer the application form and medical questionnaire as truthfully as possible. Failure to answer the questions in the declaration in full, concealment, or misrepresentation of any significant condition will affect your Policy/Agreement and the payment of your claims.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What is a Pre-Existing Condition?
A Pre-Existing Condition is any disability which existed before the commencement of cover as it presented signs or symptomswhich you were aware or should reasonably have been aware of. Pre-Existing Conditions are also those that are knownto you because you have felt its signs and symptoms regardless if this prompted you to seek for treatment, medication,advice, or diagnosis. When you answer our Medical Questionnaire, please ensure that you tell us about all your medicalconditions and symptoms happening at any time in the past and/or present, known and/or suspected, whether or nottreatment or professional advice was sought. Based on your provided details and submitted medical reports, declaredpre-existing conditions may be covered immediately subject to the Company’s underwriting guidelines.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What are Exclusions?
Exclusions are certain conditions that are permanently excluded from being covered. For full details, please refer to your Policy/Agreement.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Can I avail of 24/7 Telemedicine Consults?
Yes. Pacific Cross, together withour Telehealth Provider, allow you to have access to licensed doctors through your mobile phone, no appointment needed. This partnership provides you with immediate and easier healthcare access, especially amidst today's difficult times when obtaining quality medical care can be a challenge. As needed, our telehealth partner may provide important medical documents (e.g., e-prescriptions, e-laboratory requests, e-medical certificates).You can also get in touch with our telehealth partner for mental health first-aid support.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.

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