ShortSecure

Pacific Cross ShortSecure plan is specifically designed for travels which are only by land and/or by sea.
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Up to PHP500,000 Medical Treatment due to accident and specified illnesses
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With Personal Accident Coverage for accidental bodily injury
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E-mail traveldirect_team@pacificcross.com.ph to inquire or purchase ShortSecure
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Benefit Highlights

  • Open to persons age six (6) weeks old to 75 years old.
  • Coverage shall commence at the time of departure of the Insured Person from the point of origin which may be the accommodation site such as place of residence or employment, hotels, universities or schools, or the terminal wherein the transport vehicle to be used for the land or water trip will set off and ends on the expiry date or upon arrival at the point of origin, whichever occurs first.
  • Coverage is allowed for travel using rented, public or company vehicles as well as private cars even when the Insured Person is driving.
  • ShortSecure Group Plans are for a minimum number of 30 persons per trip who shall be leaving on the same day and with the same itinerary.

Land & Sea Travel Protection

The Pacific Cross ShortSecure Plan is designed for travelers who journey exclusively by land and sea, providing essential coverage for road trips, ferry rides, and other non-air travel. Whether you're commuting, embarking on a business trip, or taking a vacation, this plan ensures you’re protected from departure to return. Coverage applies whether you're driving your own car, using a rented or company vehicle, or traveling by public transport. With ShortSecure, you can focus on your trip knowing you have reliable protection every step of the way.

Road & Ferry Trip Coverage

ShortSecure coverage begins the moment you leave your home, workplace, hotel, school, or any designated point of origin and lasts until you return. Whether you're traveling for work or leisure, this plan ensures you have continuous protection throughout your journey. It applies to both private and public transportation, offering peace of mind while you travel within established routes. With clear policy terms and extensive coverage, ShortSecure keeps you protected for the entire duration of your land and sea travels.

Specialized Protection

Open to individuals from 6 weeks to 75 years old, ShortSecure is a travel insurance plan that accommodates a wide range of travelers. Whether you're a student, professional, or senior traveler, this plan provides essential coverage tailored to your travel needs. While air travel is excluded, ShortSecure ensures that those traveling by car, bus, train, or ferry have the travel protection they need. This specialized coverage is ideal for those who frequently travel domestically or regionally by land and sea.

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Preview of Benefit Limits

SHORTSECURE GROUP PLAN A
SHORTSECURE GROUP PLAN B
SHORTSECURE GROUP PLAN C
SHORTSECURE INDIVIDUAL
Medical Treatment due to Accident and Specified Illnesses
PHP10,000
PHP20,000
PHP50,000
PHP500,000
Personal Accident Coverage
PHP50,000
PHP100,000
PHP100,000
PHP750,000
Show Preview of Premiums

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Frequently Asked Questions
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How can I get a Pacific Cross Medical Insurance Plan?
Fill out the Contact Form on our website (Click Contact us above), or e-mail us at info@pacificcross.com.ph. Our Account Executives will be more than happy to answer your questions or give you a free presentation online or in person, whichever you prefer.
How do I pay for my Pacific Cross Medical Plan’s Premium/Membership Fee?
Pacific Cross offers you several convenient ways to pay your premium: You can pay in cash or credit, via our website (Click Buy/Pay Medical), online banking or over-the-counter payments, either annually or semi-annually.
How can I get a Pacific Cross Travel Insurance Plan?
You can get a quote, and eventually buy our Travelsafe Insurance online through our website (Click Buy Travel Plans). Premiums will vary depending on certain factors such as your itinerary and the specific plan selected among others.
Do your Medical and Travel Plans provide coverage for COVID-19?
Pacific Cross Medical Plans provide reimbursement for COVID-19 vaccine acquisition and administration availed of overseas or within the Philippines, while Pacific Cross Travel Plans provide coverage for COVID-19 In-Patient Care. 

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Do I need to undergo a physical examination before I can get a Pacific Cross Insurance Plan?
No. Applicants normally do not need to undergo a physical exam. All you have to do is answer the application form and medical questionnaire as truthfully as possible. Failure to answer the questions in the declaration in full, concealment, or misrepresentation of any significant condition will affect your Policy/Agreement and the payment of your claims.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What is a Pre-Existing Condition?
A Pre-Existing Condition is any disability which existed before the commencement of cover as it presented signs or symptomswhich you were aware or should reasonably have been aware of. Pre-Existing Conditions are also those that are knownto you because you have felt its signs and symptoms regardless if this prompted you to seek for treatment, medication,advice, or diagnosis. When you answer our Medical Questionnaire, please ensure that you tell us about all your medicalconditions and symptoms happening at any time in the past and/or present, known and/or suspected, whether or nottreatment or professional advice was sought. Based on your provided details and submitted medical reports, declaredpre-existing conditions may be covered immediately subject to the Company’s underwriting guidelines.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What are Exclusions?
Exclusions are certain conditions that are permanently excluded from being covered. For full details, please refer to your Policy/Agreement.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Can I avail of 24/7 Telemedicine Consults?
Yes. Pacific Cross, together withour Telehealth Provider, allow you to have access to licensed doctors through your mobile phone, no appointment needed. This partnership provides you with immediate and easier healthcare access, especially amidst today's difficult times when obtaining quality medical care can be a challenge. As needed, our telehealth partner may provide important medical documents (e.g., e-prescriptions, e-laboratory requests, e-medical certificates).You can also get in touch with our telehealth partner for mental health first-aid support.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.

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