Worldwide Elite - Inbound

Our Travelsafe coverage that offers Dollar plans for non-residents and expatriates visiting the Philippines.
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Up to USD50,000 Medical Treatment, with benefits for In-Patient and Out-Patient care and more
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Extensive coverage for Personal Accident, Flight and Baggage Delays, Trip Cancellation, and Emergency Assistance among others
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E-mail traveldirect_team@pacificcross.com.ph to inquire or purchase Worldwide Elite-Inbound
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Benefit Highlights

Pacific Cross offers an inbound travel insurance plan designed for non-residents and expatriates visiting the Philippines, providing up to $50,000 in medical coverage. The plan includes benefits for In-Patient and Out-Patient care, Emergency Dental treatment, and COVID-19-related medical expenses. It also protects against common travel disruptions, such as flight delays and baggage loss. With financial security for both health and travel issues, visitors can explore the Philippines with peace of mind.

Your Philippine Insurance

Pacific Cross offers a dedicated travel insurance plan for inbound travelers, non-residents, and expatriates visiting the Philippines. With up to USD50,000 in medical treatment coverage, this plan ensures financial protection in case of illness, accidents, or emergencies. Additional benefits include compensation for flight delays, lost or damaged baggage, and more. Whether you’re traveling for leisure, work, or long-term stay, this plan provides essential security for your journey.

Comprehensive Protection

Traveling comes with health risks, but Pacific Cross ensures that you have the protection you need while in the Philippines. This plan includes In-Patient and Out-Patient care, emergency dental treatment, and COVID-19 coverage. Whether you need routine care or emergency medical attention, you can rest easy knowing you're covered.

Reliable Travel Coverage

Beyond medical coverage, this plan safeguards against travel inconveniences such as flight delays and baggage loss. You’ll receive compensation for delays of up to USD200 and coverage of up to USD3,000 for lost or damaged personal effects. With Worldwide Elite -Inbound you can fully enjoy your time in the Philippines.

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Preview of Benefit Limits

Medical Treatment
USD50,000
USD50,000
In-Patient and Out-Patient care
Up to Maximum Benefit Limit (MBL)
Up to Maximum Benefit Limit (MBL)
COVID-19 In-Patient care
Up to MBL
Up to MBL
Emergency Dental
2,500
2,500
30 days Automatic Extension
Up to MBL
Up to MBL
Emergency Room and In-Patient Treatment for Pre-Existing Conditions
500
500
Recreational Activities and Sports
Up to MBL
Up to MBL
Recreational Extreme Sports
600
600
Implants coverage necessitated by a covered Accident
2,500
2,500
Show Preview of Premiums

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Frequently Asked Questions

How can I get a Pacific Cross Medical Insurance Plan?
Fill out the Contact Form on our website (Click Contact us above), or e-mail us at info@pacificcross.com.ph. Our Account Executives will be more than happy to answer your questions or give you a free presentation online or in person, whichever you prefer.
How do I pay for my Pacific Cross Medical Plan’s Premium/Membership Fee?
Pacific Cross offers you several convenient ways to pay your premium: You can pay in cash or credit, via our website (Click Buy/Pay Medical), online banking or over-the-counter payments, either annually or semi-annually.
How can I get a Pacific Cross Travel Insurance Plan?
You can get a quote, and eventually buy our Travelsafe Insurance online through our website (Click Buy Travel Plans). Premiums will vary depending on certain factors such as your itinerary and the specific plan selected among others.
Do your Medical and Travel Plans provide coverage for COVID-19?
Pacific Cross Medical Plans provide reimbursement for COVID-19 vaccine acquisition and administration availed of overseas or within the Philippines, while Pacific Cross Travel Plans provide coverage for COVID-19 In-Patient Care. 

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Do I need to undergo a physical examination before I can get a Pacific Cross Insurance Plan?
No. Applicants normally do not need to undergo a physical exam. All you have to do is answer the application form and medical questionnaire as truthfully as possible. Failure to answer the questions in the declaration in full, concealment, or misrepresentation of any significant condition will affect your Policy/Agreement and the payment of your claims.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What is a Pre-Existing Condition?
A Pre-Existing Condition is any disability which existed before the commencement of cover as it presented signs or symptomswhich you were aware or should reasonably have been aware of. Pre-Existing Conditions are also those that are knownto you because you have felt its signs and symptoms regardless if this prompted you to seek for treatment, medication,advice, or diagnosis. When you answer our Medical Questionnaire, please ensure that you tell us about all your medicalconditions and symptoms happening at any time in the past and/or present, known and/or suspected, whether or nottreatment or professional advice was sought. Based on your provided details and submitted medical reports, declaredpre-existing conditions may be covered immediately subject to the Company’s underwriting guidelines.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
What are Exclusions?
Exclusions are certain conditions that are permanently excluded from being covered. For full details, please refer to your Policy/Agreement.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.
Can I avail of 24/7 Telemedicine Consults?
Yes. Pacific Cross, together withour Telehealth Provider, allow you to have access to licensed doctors through your mobile phone, no appointment needed. This partnership provides you with immediate and easier healthcare access, especially amidst today's difficult times when obtaining quality medical care can be a challenge. As needed, our telehealth partner may provide important medical documents (e.g., e-prescriptions, e-laboratory requests, e-medical certificates).You can also get in touch with our telehealth partner for mental health first-aid support.

Important Note:  This answer is intended for overview purposes only. Details may vary across plans. Coverage is always subject to plan provisions and limitations.

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