News

Pacific Cross Launches Enhanced TPA Health Care Solution

May 2026

Manila, Philippines — Pacific Cross Health Care, Inc. announcedthe launch of its Administrative Services Only (ASO)/Third PartyAdministration (TPA) program, a next-generation solution designed to helpcompanies self-fund their employee healthcare plans while improving benefits,increasing transparency, and significantly reducing costs.

Powered by SIMPLeTPA’sadvanced digital platform, the new offering combines cutting-edgetechnology with operational excellence to ensure that a greater portion ofhealthcare spending goes directly toward employee benefits rather thanadministrative overhead.

“At Pacific Cross, we believe the future of healthcare benefits requires smarter, more sustainable solutions. Our partnership with SIMPLeTPA combines our expertise in medical protection with innovative healthcare administration capabilities to help employers better manage rising healthcare costs while continuing to provide quality care for their employees. Together, we are committed to shaping a more sustainable healthcare future for the Philippines.”

Larry Wu, President and CEO, Pacific Cross Health Care, Inc.

A New Standard in Healthcare Administration

The Pacific Cross TPA solution introduces a more efficient and flexible approach to corporate healthcare management, featuring:

● Fully customizable benefit plans to match or enhance existing coverage

● Pre-funded Letters of Authorization (LOAs) enabling cashless access to all accredited medical providers nationwide

● Access to a vast network of accredited providers across the Philippines

Instant LOAs and claims processed within 18 hours or less

● Real-time utilization dashboards for HR teams and management

● 100% digital, paperless administration to improve efficiency and reduce workload

● Flexible,subscription-based pricing — pay only when services are used

● Exclusive 10%co-pay option to help employers manage rising medical inflation

Transparent Pricing with Maximum Value

Pacific Cross offersone of the most cost-efficient TPA models in the market:

Fixed Monthly Subscription Fee: Paid only after utilization. No need for pro-rating or reconciling upfront fees (perfect for employers facing high turnover)

● No Network Access Fees (NAF)

● No claims utilization fees

● No hidden charges

● Flexible revolving account structure

● Reduced HR workload

 

Delivering Measurable Results

Companies adopting the Pacific Cross TPA model can expect:

Increased cost savings compared to traditional HMO structures

● Improved benefitutilization ratios,ensuring more healthcare spend directly benefits employees

● Enhanced employeeexperience through faster approvals and reimbursements

 

DrivingSmarter Healthcare Decisions

As healthcare costscontinue to rise, many organizations are reevaluating traditional healthcare models.Pacific Cross’s TPA solution empowers employers with greater control,transparency, and efficiency — enabling them to design healthcare programs thatbetter meet the needs of their workforce.

 

AboutPacific Cross Health Care, Inc.

Pacific Cross Health Care,Inc. is one of the leading healthcare providers in the Philippines, committedto delivering innovative, customer-focused healthcare solutions. Through itspartnership with SIMPLeTPA, Pacific Cross is redefining healthcareadministration with a fully digital, efficient, and transparent platform.

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For more informationor to request a customized savings analysis, please send an e-mail to PacificCross@SIMPLeTPA.com

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