#HereForYou

Pacific Cross wants to help you achieve peace of mind – so that you don’t lose sleep worrying about the financial consequences of illnesses or accidents. You can rest easy knowing that we’ve got you covered.

Expert provider of medical and travel protection

Individual, Family and Group Insurance Coverage

Worldwide Emergency Assistance, among others

Why choose Pacific Cross?

Comprehensive

We provide a wide array of health and travel plans that empower our clients to protect what they value most. Our products include Medical, Travel, HMO, Prepaid and Personal Accident Insurance Plans. We offer coverage for infants up to senior citizens. Our product portfolio also includes plans for individuals, families and groups.

Customer-Centered

Knowing that our clients need us during some of the most trying times in their lives, we seek to put our customers first by serving them with empathy and excellence.

Experienced

With over 75 years of experience and expertise in the insurance industry, our products are focused on providing comprehensive medical and travel protection for our clients.

Pacific Cross Products in the Philippines

Find the insurance plan you need. Talk to us today.

New: 14 day test period for all plans. You only keep what you are satisfied with!

Blue Royale

Blue Royale offers you freedom of choice to select the best medical treatment, anywhere in the world. Blue Royale provides an impressive coverage limit of up to USD2 million each year.

• Maximum coverage of up to USD2 million

• Freedom to choose your own medical provider

• All-inclusive Core Benefits with coverage for both your medical and travel insurance needs

• Flexibility of availing of your benefits via reimbursement or no-cash-outlay

Select

A peso plan that allows no-cash-outlay medical treatment using our accredited hospitals or swift reimbursement of medical expenses of up to PHP5 million for each disability, per lifetime.

• Maximum coverage of up to PHP5 million

• All-inclusive Core Benefits to cover medical and travel insurance needs

• Flexibility of availing of your benefits via reimbursement or no-cash-outlay

• Personal accident and mental health coverage

FlexiShield

Pacific Cross FlexiShield is here to help you carry the financial burden of expensive medical treatments at an affordable premium with up to PHP2 million medical coverage, including for COVID-19.

• Available to Individuals, Families and Corporate Accounts

• Daily Hospital Income

• Available at affordable premiums

• No-cash-outlay availment or reimbursement

Critical Cover Extra

With Critical Cover Extra, Pacific Cross offers a product that helps address your fears and anxieties about the future by providing you a lump sum cash benefit for critical illnesses.

• Life Threatening Cancer

• Multiple Sclerosis

• Stroke, Heart Attack, and Coronary Artery By-Pass Surgery

• Kidney/Renal Failure, and more

Medical Group Plans

BC Flexi Access & BC Flexi Access Plus

BC Flexi Access & BC Flexi Access Plus plans provide customizable and value-packed healthcare benefits for businesses or groups of at least 3 to a maximum of 50 members.

everything from previous, plus

• For small and medium-sized businesses with a maximum of 50 employees

• No-cash-outlay availment of covered healthcare benefits in Pacific Cross accredited providers

• In-Patient/Hospitalization Benefits

• Out-Patient Benefits

BC Flexi Baby Group (20 to 49 Members)

Pacific Cross provides a specialized health insurance plan for small groups, offering In-Patient, Critical Care, Surgical, and Emergency benefits with 24/7 worldwide support.

everything from previous, plus

• Ideal for small groups

• Swift reimbursement of medical expenses based on your coverage

• Comprehensive medical benefits at affordable premiumsComprehensive medical benefits at affordable premiums

• 24-hour worldwide customer assistance and emergency hotline

Worldwide Elite

Our Travelsafe coverage that offers Euro and Dollar plans for worldwide travel including Schengen countries.

• Medical Treatment Benefit of up to USD50,000 or EUR60,000

• Online travel insurance anytime, anywhere

• Coverage for a wide away of travel inconveniences, including worldwide emergency assistance

• Schengen Visa-Approved

Asia and Oceania

Our Travelsafe coverage that offers Dollar and Peso plans for destinations within Asia and Oceania (e.g., Australia, New Zealand, etc.).

• Medical Treatment Benefit of up to USD50,000 or PHP1,500,000

• Online travel insurance anytime, anywhere

• Coverage for a wide array of travel inconveniences, including emergeny assistance benefits

• Also offered: Plans for Worldwide and Schengen travel (See Worldwide Elite)

Domestic

Affordable travel insurance for medical emergencies and trip inconveniences across the Philippines.

• Medical Treatment Benefit of up to PHP2,500,000

• Online travel insurance anytime, anywhere

• Coverage for a wide array of travel inconveniences, including emergency assistance benefits

• Also offered: Plans for Worldwide and Schengen travel (See Worldwide Elite)

ShortSecure

Pacific Cross ShortSecure plan is specifically designed for travels which are only by land and/or by sea.

• Medical Treatment due to Accident and Specified Illnesses of up to PHP500,000

• Personal Accident Coverage for accidental bodily injury

• Available to persons 0 to 75 years old

• E-mail traveldirect_team@pacificcross.com.ph to inquire or purchase ShortSecure

Worldwide Elite - Inbound

Our Travelsafe coverage that offers Dollar plans for non-residents and expatriates visiting the Philippines.

• Medical Treatment Benefit of up to USD50,000

• Coverage for a wide array of travel inconveniences

• Available to persons 0 to 75 years old

• E-mail traveldirect_team@pacificcross.com.ph to inquire or purchase Worldwide Elite-Inbound

Healthline Agreement Services Only (ASO)

Healthline, an Administrative Services Only Agreement, allows the client to finance their own health plan via a managed fund, using Pacific Cross's network of accredited medical providers for the no-cash-outlay facility.

• Cost-effective, self-funded healthcare with professional management

• Access to the country’s leading healthcare providers

• Fast medical access with round-the-clock support

• E-mail info@pacificcross.com.ph to inquire or purchase Healthline (for Administrative Services)

Select ER

A Select Prepaid Medical Plan with coverage for the treatment of an emergency medical condition in the Emergency Room as Out-Patient or as In-Patient.

• Financial assistance for emergency medical treatment with flexible claim options

• Fast and easy access to emergency medical protection

• Click "Buy Prepaid Medical Plans" at the top of this page to get one today

Select Assist

This Select Prepaid Medical Plan covers In-Patient medical treatment costs for a single eligible emergency condition within the Policy Period, with a lump sum cash assistance option for reimbursement.

• Covers the cost of In-Patient medical treatment for an eligible emergency condition during the Period of Insurance

• Provides reimbursement of a lump sum for emergency In-Patient treatment costs, regardless of the medical cost incurred

• Click "Buy Prepaid Medical Plans" at the top of this page to get one today

Select MedSecure

This Select Prepaid Medical Plan provides coverage for post-hospitalization prescribed medications.

• One-time reimbursement of actual amount of prescribed post-hospitalization medications

• Supports continuous treatment of a medical condition related to the covered Illness/Injury that required hospitalization/confinement

• Click "Buy Prepaid Medical Plans" at the top of this page to get one today

Select DengueGuard

Select Prepaid Medical Plan that provides financial coverage for medically diagnosed Dengue.

• Covers treatment costs for medically diagnosed Dengue

• Coverage applies to one Dengue case within the Policy Period

• Click "Buy Prepaid Medical Plans" at the top of this page to get one today

Select COVID-19 Care

Select Prepaid Medical Plan that covers In-Patient treatment costs for COVID-19 or serious adverse effects of the COVID-19 vaccine.

• Covers In-Patient medical treatment costs for COVID-19 or serious adverse COVID-19 vaccine effects

• Includes coverage for severe vaccine reactions like anaphylaxis and Guillain-Barré Syndrome, blood clots leading to Stroke and Permanent Disability

• Click "Buy Prepaid Medical Plans" at the top of this page to get one today

Personal Accident

Stand-alone Personal Accident Insurance for Individuals and Groups

• Accidental Death Benefit

• Accidental Dismemberment or Permanent Disablement

• Total and Permanent Disablement, and more

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Plan Now.

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